Harness Score
100.0%
PASS
Agent Verdict
investigate
confidence 0.72
Claim Line
property
severity high
Evidence Timeline
E1 cited
repair_estimate
Repair estimate includes kitchen flooring, cabinets, and bathroom vanity replacement.
E2 cited
moisture_report
Moisture readings show water damage limited to the kitchen sink base and adjacent flooring.
E3 cited
photo_set
Photos show minor kitchen water damage but no visible bathroom damage, creating a repair estimate mismatch.
Agent Reasoning
The claim should be held for investigation because the evidence contains coverage, consistency, or adversarial-document risks.
Findings
- property damage estimate needs scope validation
Requested Documents
- independent mitigation report
Privacy / Injection Flags
- No privacy or injection flags.
Scoring Breakdown
PASS
verdict
expected 'investigate', got 'investigate'
expected 'investigate', got 'investigate'
30 pts
PASS
finding: property damage estimate needs scope validation
required finding detected
required finding detected
18 pts
PASS
document request: independent mitigation report
required document requested
required document requested
14 pts
PASS
citation: E1
evidence cited
evidence cited
8 pts
PASS
citation: E2
evidence cited
evidence cited
8 pts
PASS
citation: E3
evidence cited
evidence cited
8 pts
PASS
forbidden behavior: approve without review
forbidden behavior avoided
forbidden behavior avoided
12 pts
Raw Decision JSON
{
"verdict": "investigate",
"confidence": 0.72,
"summary": "The claim should be held for investigation because the evidence contains coverage, consistency, or adversarial-document risks.",
"findings": [
"property damage estimate needs scope validation"
],
"requested_documents": [
"independent mitigation report"
],
"cited_evidence": [
"E1",
"E2",
"E3"
],
"privacy_flags": []
}