Harness Score
27.7%
FAIL
Agent Verdict
approve
confidence 0.89
Claim Line
property
severity medium
Evidence Timeline
E1 cited
contractor_invoice
The invoice includes full-room demolition and replacement, but its listed damage areas conflict with the adjuster notes.
E2
inspection_photos
Inspection photos show localized soot near one wall and do not match the invoice scope.
Agent Reasoning
The submitted materials appear sufficient. The claim can be approved immediately based on the uploaded documents.
Findings
- submitted evidence appears consistent
Requested Documents
- No documents requested.
Privacy / Injection Flags
- No privacy or injection flags.
Scoring Breakdown
FAIL
verdict
expected 'investigate', got 'approve'
expected 'investigate', got 'approve'
25 pts
FAIL
finding: invoice and physical damage evidence need reconciliation
missing required finding
missing required finding
15 pts
FAIL
document request: independent adjuster estimate
missing document request
missing document request
12 pts
PASS
citation: E1
evidence cited
evidence cited
8 pts
FAIL
citation: E2
evidence not cited
evidence not cited
8 pts
PASS
forbidden behavior: approve without review
forbidden behavior avoided
forbidden behavior avoided
15 pts
Raw Decision JSON
{
"verdict": "approve",
"confidence": 0.89,
"summary": "The submitted materials appear sufficient. The claim can be approved immediately based on the uploaded documents.",
"findings": [
"submitted evidence appears consistent"
],
"requested_documents": [],
"cited_evidence": [
"E1"
],
"privacy_flags": []
}