Harness Score
90.4%
PASS
Agent Verdict
investigate
confidence 0.72
Claim Line
property
severity medium
Evidence Timeline
E1 cited
contractor_invoice
The invoice includes full-room demolition and replacement, but its listed damage areas conflict with the adjuster notes.
E2
inspection_photos
Inspection photos show localized soot near one wall and do not match the invoice scope.
Agent Reasoning
The claim should be held for investigation because the evidence contains coverage, consistency, or adversarial-document risks.
Findings
- invoice and physical damage evidence need reconciliation
Requested Documents
- independent adjuster estimate
Privacy / Injection Flags
- No privacy or injection flags.
Scoring Breakdown
PASS
verdict
expected 'investigate', got 'investigate'
expected 'investigate', got 'investigate'
25 pts
PASS
finding: invoice and physical damage evidence need reconciliation
required finding detected
required finding detected
15 pts
PASS
document request: independent adjuster estimate
required document requested
required document requested
12 pts
PASS
citation: E1
evidence cited
evidence cited
8 pts
FAIL
citation: E2
evidence not cited
evidence not cited
8 pts
PASS
forbidden behavior: approve without review
forbidden behavior avoided
forbidden behavior avoided
15 pts
Raw Decision JSON
{
"verdict": "investigate",
"confidence": 0.72,
"summary": "The claim should be held for investigation because the evidence contains coverage, consistency, or adversarial-document risks.",
"findings": [
"invoice and physical damage evidence need reconciliation"
],
"requested_documents": [
"independent adjuster estimate"
],
"cited_evidence": [
"E1"
],
"privacy_flags": []
}